Pearl Ladderbanks resided there for many years and it was originally owned by Eric Pollard. In late July 2007, Pearl along with Duke Woods, threw stones at Jacobs Fold and smashed a window when Eric refused to pay Pearl her wages. Eric called the police and Pearl and Duke were arrested. At some point, Pearl bought the property from Eric.
In March 2015, when she found herself in great debt after her gambling spiralled out of control Pearl sold the house back to Eric in order to pay off debt. Eric soon rented the house to Kirin Kotecha for a few months but threw him out after he broke their rental agreement.
It stood mostly vacant until October 2017 when the house was purchased at auction for £350,000 in by Joe Tate, going under the alias of Tom Waterhouse. He purchased the property to let his girlfriend Debbie Dingle move in along with her children, Sarah and Jack. In January the following year, Debbie found out about Tom's real identity and got evicted. As revenge, she and her mother Charity Dingle thrashed the house when they saw a real estate agent erecting a "To Let" sign. Charity even went as far as taking a dump in the house and writing an "i" in the middle of the sign so that it read "Toilet".
Less than six months later, Joe agreed to sell the property to Debbie for £300,000 but the paperwork was never finalized and it was soon revealed that Joe's former step-gran, Kim Tate actually owned the property so Debbie and her children were evicted by Kim's right hand Graham Foster in October 2018.
In January 2019, Debbie and her kids moved back in after she blackmailed Graham over his part in Joe’s presumed death. However, in August Debbie and Jack decided to move to Scotland, while Sarah wanted to stay behind. Subsequently, Debbie gave the place to Charity and her fiancee Vanessa Woodfield to stay in and look after Sarah, and they moved in along with their children Noah, Moses and Johnny.
In 2020, while Charity, Vanessa, Sarah and their children stay with Debbie in Scotland during the lockdown, Marlon Dingle and Ellis Chapman move into Jacobs Fold for short time after the pipe expose in Marlon's house. Ellis invite his father Al Chapman to stay with him and Marlon who wasn't happy about Al staying with them.
- Charity Dingle (2019-)
- Debbie Dingle (2017-2018, 2018, 2019, 2021-)
- Noah Dingle (2019-2020, 2021-)
- Jack Sugden Jr. (2017-2018, 2018, 2019, 2021-)
- Pearl Ladderbanks (2003-2015)
- Len Reynolds (??-2007)
- Danny Daggert (2002-2006)
- Lily Butterfield (2007-2009)
- Kirin Kotecha (2015)
- Chrissie White (2017)
- Lachlan White (2017)
- Sarah Sugden Jr. (2017-2018, 2018, 2019-2020)
- Faith Dingle (2019)
- Vanessa Woodfield (2019-2020)
- Moses Dingle (2019-2020)
- Johnny Woodfield (2019-2020)