An unnamed woman (referred to as the lady of the lake) was hired by Kim Tate to drive her car off a quarry into the water, in order to fake her own death. However, after driving the car into the water, the woman got stuck in the car and subsequently drowned. When Kim's car was found by Andy Hopwood in March 1997, everyone believed the woman was Kim due to the similar hair colour, and that Frank Tate had killed her. However it was later revealed in May 1997 that it was not Kim when she suddenly returned to the village.

In January 1998, Chris and Zoe Tate confronted Jimmy Daniels over the incriminating video they found. They wanted him to go to the police but Jimmy told them that Frank had murdered the woman.

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